For most people, especially if you're younger and just starting out on your credit journey, I recommend going for economy flights.
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Good for aspirational travel yolo redemptions.
Singapore Airlines, in case you're curious, it's win your wedding hard to get outsized value from transferring to Ritz-Carlton, as sixth grade graduation gift ideas far as I know.
Chase Ultimate, rewards Points With Chase UR points, the best hotel redemption is for Hyatt properties.
A) 100 / night 2 cents per point b) 200 / night 4 cents per point In my opinion, transferring UR points to Hyatt is the best redemption for hotels compared to other hotel groups.